Financial Planner & Investment Manager

203.730.9500
carlos@cicwealth.com

"Devote your time and energy to what you enjoy doing most and commit to keep getting better at it." - Dad

Carlos learned about hard work and dedication from his dad, Carlos Sr.  His father's journey began with sweeping the floors and dusting the shelves of a local Hartford grocery store in the mid-70s. He worked hard. He learned the grocery business from the ground up and eventually became the owner of that same store and several others. 

Carlos's father insisted that he and his two older sisters learn the same way. "He always said, 'If you don't understand each aspect of the business yourself, how do you expect to help others?'" Carlos remembers his father saying, "Give it your all. Don't just know your craft; master it."

Carlos learned these life lessons early as a kid with a broom and a duster. 

His dad's lessons would eventually define how Carlos works with his clients as a financial advisor…but not before that strong work ethic, passion, and diligence propelled him to become one of the best tennis players in the United States.

Initially recruited by the University of Southern California, Carlos later transferred to Wake Forest University where he became a top-30 nationally ranked doubles player before finishing out his collegiate career.

After college, while working as a tennis pro in The Hamptons, a client introduced Carlos to senior management at Merrill Lynch.  In short order, Merrill hired Carlos at their flagship Fifth Avenue office in Manhattan. 

He developed the philosophy and values that characterize his work with clients today.  When asked to describe this philosophy, he responds, "I’m all about the relationship. When you have a strong relationship with someone, you know more than just their financial goals and risk tolerance – you truly know them, their core values, deepest passions, greatest fears, family dynamics, and life priorities.  That’s when you can help them the most.  That’s when you ensure their financial life stays in order, forever." 

Carlos's commitment to putting his clients' interests first, the knowledge and experience from the family business, two stints at Merrill Lynch, and Key Private Bank led him on a journey of his own. In 2020, he founded Kyros Wealth Management, an independent financial planning firm.

In December of 2021, Kyros Wealth Management merged with CIC Wealth, a Registered Investment Advisor located in Maryland. 

Today Carlos is a Senior Vice President and Financial Advisor at CIC Wealth and is the head of the firm's Connecticut office.  

Rooted in comprehensive financial planning, goals-based investing, and personal risk management, Carlos oversees the financial affairs of seasoned business owners in the manufacturing and professional services industries along with a select number of current and former employees from Otis, Carrier, Proctor & Gamble, and Duracell.

As a Certified Investment Management Analyst^® and Certified Private Wealth Advisor^®, Carlos specializes in using advanced planning techniques and sophisticated wealth management strategies to help clients navigate complex financial situations (e.g., reducing taxes, investing smarter, retirement, business transition, etc.)

His areas of expertise include investment consulting & portfolio management, business succession planning, managing company retirement plans, tax, trust & estate planning, and executive compensation & company stock options. 

A first-generation American of Jamaican descent, Carlos holds a Bachelor’s degree from Wake Forest University where he was a nationally ranked NCAA Division-1 tennis player. You’ll find Carlos playing tennis or pickleball outside the office, golfing with his Dad, trying his hand to make a new cuisine he found on YouTube, or visiting family in Jamaica and Greece. Carlos resides in Connecticut with his wife, Eirini, and two sons, Nathaniel & Alexander.